For model railroaders looking into a retirement move folks I recommend taking a look at Willamsburg, VA. Small town charm, history, culture (College of William & Mary) and a good number of model railroaders. Our model RR club has 68 members - 2 with good sized O scale 2 rail layouts. I designed our retirement home essentially for one story living. Effectively you almost get one square foot of train room and workshop in the basement for each square foot you give the wife on the main floor. In selecting the lot I looked for one with good drainage and a mild slope to the rear enabling a walk out basement. The walk out to a patio provides easy access for guests ( and bringing in layout building material), and in fair weather a place to cut lumber for bench work.
Florida has its plusses- but for me a house with an O scale size basement was a must.
