Hi Tom Tee
My client base is about 50% seniors. One common caution I got from them is to make sure you spend a couple of weeks in Florida in the summer before you move.
My wife and I had a condo in Clearwater Beach for many years b4 relocating to Venice. I am familiar with Florida Summers
Some of my moderate income clients have sold their home, moved to Florida, found they had great difficulty with the hot humid summers but could not afford to move back home due to losses including double moving expense and a double dipping of real estate sales commission.
In later years there can be a loss of stamina to move again.
I've already lost it!