There have been a lot of references to AC as a must have. My family moved to Fort Meyers area 20 years ago. We moved in our new home in the middle of summer. A lot of the things off the truck were put in the garage. The heat and humidity was so brutal, you literally could not spend much more than a 1/2 hour before having to go inside.
It is most common to see cars in the driveways until the weather breaks in the fall. I've seen people who put pool tables in their garage. The wood warps and degrades. Your benchwork is also a major consideration.
I asked people, when do you get cold fronts to get a break in the weather. After they picked themselves off the floor after laughing at me, the responded "after Thanksgiving". Boy were they spot on. From Easter until Thanksgiving it is consistently hot and humid. In the Ocala area where you are moving, it also can go below freezing in deep winter.
Scott, the most important issue is your personal health and enjoyment. The trains can handle heat and humidity better than the human body. Buy the insulation and AC for YOU! Your trains will benefit in the process. You guest and you will stay longer running your trains, instead of bee lining to the inside to cool down. Just my opinion, and I'm sticking with it.
I hope the advice here is an affirmation of your intention to insulate and AC. It is literally a no brainer. Condition your environment. Welcome to Florida. Send me an email and I will explain the loofas and the meaning of the colors that people display on their golf carts.
