I am another one who does not patronize sellers who want the "Family and Friends" discount. I figure if they are dishonest enough to require that, what else is wrong with the sale? Like RAILFANRON pointed out, if a seller can't absorb the 3%, he can advertise the price 3% higher. I've always absorbed it when selling; 3% strikes me as a reasonable charge for the all-around protections.
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