There are a lot of neat victorian buildings in lots of KY towns. Maysville, a neat little river town southeast of Cincinnati, has buildings that look just like this one. The town in Pennsy where were lived had buildings from 1600s thru 1890s, all within a stone's throw of each other. I'm leaning towards a Victorian small town, but then my whole layout is an anachronism. I have an 1870 distillery with modern material handling equipment, and Victorian train station next to a state-of-the-art electrical substation, and then there's the refinery. If I like how it looks I'll build it.
Here's a Maysville building. Notice the eyebrows over the windows.