I do run trains. Happily and without angst. I'd just like to at least consider a layout that is better than I personally am capable of constructing.
As for time, there is the issue of it running out, as well as insufficiency. I am thinking of a layout that would be available while I'm still alive.
I realize that the mere concept of having someone else build a layout for you is anathema to some folks. To those folks, I would say hold your fire, since some of the stuff you choose to spend money on might well seem an extravagance or self-indulgent to others. Each to his own.