Reply to "Designer and builder for a layout"

Mark V. SpadaroOGR Forum Member SUPPORTING MEMBERDIGITAL SUBSCRIBERMEMORIAL SUPPORTER

@Choo Choo Charlie posted:
Now we see why most folks in this hobby are "do it your selfers". I better get my insurance guy out here to get an estimate and a quote for a rider on my homeowner insurance.
Charlie - Designer and Builder and Operator of My Layout

I don’t know if it’s still available, but I think that there was an insurance agent or company affiliated with the TCA, that offered insurance specifically geared toward train collectors. Of course, I didn’t have it when Sandy drowned everything I had. Which brings me to another point. Read your homeowners and flood insurance policies. 20 pages of what’s covered, and 50 pages of why they won’t cover it.

7/28/219:10 AM

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