Just found this link Duplicate Slide: L&WV Laurel Line Freight Motor Trolley -- Antique
have to copy and paste it its shows a trolley pulling a freight car..
While it may be loaded with windows and has trolley poles, that thing is still a freight motor. There is no provision for boarding passengers.
Street railway trolley's (which is what the OP is indicating with the Lionel trolley) are built low to the ground to enable ease of passenger embarking and disembarking.