Yep, I do that a lot for passenger cars because the wiring they use in many of them is very small. If you're using the typical 22ga wire for an engine or dummy, I don't see adding to the PTC for that. Besides, one of the issues in bringing the current through the PCB is the potential for cooking traces on the PCB.
OTOH, I could see possibly having a PTC in the power lead that protects the PCB. If the user wants to protect his wiring, he can add his own PTC.