I have replace hundreds of water damaged floors over 42 years of flooring. If the water damage was sudden/burst in nature, homeowners insurance will cover replacement. The failed appliance is not covered, just the damage. Slow leaks are not covered.
My most expensive loss was $52,000 due to a second floor burst which lasted over a weekend and wiped out most everything on the first floor.
Take photos, do not rush the replacement, get the claims adjuster out A.S.A.P. Save the failed appliance.
Caution, insurance repair crews frequently will replace premium flooring with substandard but attractive flooring material and minimum wage workmanship.
