After reviewing the service terms for Pay pal, I can't see anything that bothers me about the policy on phone calls. I get plenty of calls I don't want with no one telling me to expect them. Completing surveys for companies I do business with doesn't bother me when I have the time, and any company that you owe money to I think is within their rights to try to call you. Nothing at all here that I see as any kind of deal breaker. The one that a lot more folks should be paying attention to her is section 4.6 in the original terms, and now 4.5 in the new version:
"4.6 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions."
The text is the same in the new version. Basically, as expected, asking buyers to pay a higher charge for using pay pal is NOT an acceptable business practice, and those that do this should, instead, choose not to accept pay pal at all.
As a buyer, I am willing to pay a slightly higher price for the protection offered by the service, when it comes to buying and selling with folks I will not be meeting face to face, and will not be getting hands on with the offered product. Sort of why it was invented in the first place.