Reply to "Insurance for Lionel"

leapinlarryOGR Forum Member SUPPORTING MEMBERDIGITAL SUBSCRIBER

I have been meaning to buy Toy Train Insurance for 22 years, however just never did. I do have a great homeowners insurance that would cover what I have, as long as I have pictures, proof of current values. In my opinion, you need to see what the cost is for what you have, versus your homeowners policy. I live in a good neighborhood and have (knock on wood) never had any issues....I have sold much of my collection, however have some pricy Locomotives, Structures, Rolling Stock. The layout, is not going to retain a high value, track, turnouts, etc, used for 22 years???? So, weigh the yearly cost, versus the homeowners cost, then do the math. Good Question, Happy Railroading....

8/10/184:21 PM

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