Dave Zucal posted:...They changed the method on how they pay out. Now they want the home owner to pay for the repairs out of pocket, then they'll reimburse you when you turn in the receipt...
No change there. That's only to receive the replacement value for claims over $1000-$2500(depends on the company). The ACV is payable upon presentation of an executed Proof of Loss. A supplemental Proof for the difference between AVC & replacement cost is filed once the repairs are done or the actual replacement is made.