Well, obviously something was crossed. I think i got it. I am just reruning from the toggle back to the transformer. Yes the reason it wasn't screwed down is i had just rerouted some of the track and this toggle was there with a different configuration. I just move some track around. In doing so I did something inadvertanly. Anyhow - trial and error got me there ...alot more error....
I have put back the sidings - and will just go with a new power line back to the transformer and that looks like that will do it.
Thanks for all the input - and going through the fire drill. Sometimes talking it out helps.