Lake completed with "beach people" and fishing line.
Also, kit-bashed a Plasticville loading platform and crossing shanty and weathered a Lionel yard house this weekend.
I also added some black cinder ballast to the yard to make it look a little "grittier" and added some yard people and clutter.
At this point, the basic layout is completed and I will be posting a couple of videos of the finished product later this week and closing out this thread.