$oo Line, this has indeed turned into a good thread. The time, it does fly, and it seems like only yesterday (it was around 1973) that a family friend told me not to put all my eggs in the Social Security basket and introduced me to IRAs etc.
Thanks for your perspective. Even a pancake has 2 sides.
I spent the last 15 years of my work life chasing some of the low lifes that would steal from their own parents because they hadn't planned well for themselves or thought it was their "right" to do so.
