Jerrman,
I think you know in your heart you are already doing just fine.
I bought a Dremel once because the price was right. I never used it for any of my hobby stuff.
Hand tools seem to be all that I require.
Sometimes while building a traincar, I wish I had a small hobbystyle drill press for it's ability to make good right angle holes, and that I need to make more than 80 of them.
There is something therapeutic about a pinvise though, and I have yet to upgrade.
But that might just be me,
-rrick