I'm now 77 years old. Retired at age 62 to become "Papa daycare" for my then two month old grandson. Then my daughter blessed us with identical twin granddaughters. Fortunately for me my wife was able to retire and help out there. I've never regretted going out at 62. I was lucky to have wife working until I was 65 and be on her insurance for those three years. Oh, and that now almost sixteen year old grandson? It's been worth every day of it!