This subject is as wide and varied as O gauge trains.
With a 7 yr old to raise and provide for, I'm waiting till 70 to file. I'd like to leave him and my wife with as much as possible. The SSA document I received in August shows an impressive difference between if I took it at age 69 versus age 70. My dad is still alive at 96, mom died at 94.
Until this year my job was enjoyable, a 1.8 mile commute, and a wealth of electronic and mechanical tooling available to play with.
Now with an April pay cut back to 2007 salary; and in August, a new mgr/more stress and that SSA benefits document arriving, I'm not so sure about working past 70.
Trying to balance all the factors against the new incoming tax proposal and the grim reaper is now just a crap shoot.
