Andy (& anyone else I may have inadvertently missed),
Thanks for your thoughts. Looking forward to a less structured life. Anyone on the verge like me, I'll mention again this book that I read twice already and may read again...I also had it on Audible too).
It's an easy read. The author tries to tell the reader how to go from a structured 9 to 5 life to enjoying retirement. I highly recommend it.
Tom