Perhaps we are trying to be helpful to each other?
Every non-train forum (about 6) I belong to has a "everything else" section.
If the embedded discussion on Social Security benefits was in an "everything else" section, I bet a lot of people would miss it. I know that embedded comments on SS in other threads have given me pause to think about what is best for my family. So I appreciate them.
The discussion is about retirement and the hobby. For most of us, Social Security benefits are part of retirement.
There is no hard feelings or ill will in the comments. What's the harm?