Two types of retired folks. 1) Those who planned early on for the day they would retire and not get a paycheck, saved instead of buying a new car every other year, waited to take those expensive vacations and paid off the mortgage instead, and now have financial security (as much as anyone can have these days,) ... and 2) those who lived for the day and didn't plan ahead. Now they are screwed financially with no way up and out. Some of those end up living with their children the rest of their days ...
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