I ran into RonH on another thread, I mentioned this thread and we are off and running again!
Since I started all of this originally, I'll mention again that I hope to retire in 4-5 years, maybe less if all goes well.
My wife has health issues. She was working part-time in a copy shop/shipping store until her boss committed suicide. The store closed a few weeks later. So, she ended up retiring at that point.
I'm looking forward to having time to build a new layout and reading all of my many books...whether we end of moving when I retire is the big unknown. Upstate New York has some nice areas and taxes that are 1/3 of what we pay now. I don't mind snow, she is a bit less enthusiastic. Florida may be a decent option. Never had a house with no basement before, though!
Thanks everyone for all of the comments and feel free to keep posting at any point.
Tom