The concern about cost of insuring a package makes me wonder. How many frequent shippers have had enough loss to make insurance worth the cost. I've shipped 2-300 toy train items per year for about four years and never bought insurance. The only loss I've had was a plastic station roof that was broken because I goofed on the packing. Even if I had lost one of the several $300 locomotives that I've shiped and a few of the cheaper items, I'd still be way ahead with the money saved from not insuring.
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