Agreed - unfortunately, I am a recent college grad who has disposable income for the first time.
Getting into the scale-side of the hobby is hard because there are a lot of great models out there that are either hard to find or only made once. It not only about taking the leap, but being in there at the right time to jump.
I imagine that I am not the only person in this boat... and (in spirit of Shark Week) "[we're] going to need a bigger boat" in years to come!
You're not alone. I too was in school when they were offered and was not in any position to plunk down that kind of cash. Part of this hobby's fun is the thrill of the hunt; however, I'd just like the hunting to be a little bit easier every now and then!