Ron,
Well no Ron, I don't have to take $20 out of my wallet and throw it away to see how it feels.
I've already bought two NIB locos this year, in the $200 range, that were defective right out of the box. Compared to that, $20 would feel like a gentle kiss. :-)
Wish I could solve my train problems by throwing away a $20 piece of track.
Mannyrock