Dave, My problem is 4 elderly relatives that always need something. We actually have our own home fairly maintenance free. But....We just got back in from another "emergency" trip to my mother-in-law's. Actually, I had to take a forced early retirement with a pension that was frozen years ago. The good thing is they hired me as a contractor, a lot less pressure, but sometimes I don't get as many hours as I would like. No, I'll be working a few more years, until they tell me to go out to pasture for good.