I was 4 when I got my Lionel set for Christmas in 1946. My dad had missed 3 years of my growing-up thanks to WWII. When I turned 8, I really wanted Lionel aluminum passenger cars, but they were $10. each (about $100. in today's money). We were upper middle class, but my parents were frugal. The ONLY debt they ever had was a mortgage (they paid cash for used cars). So, forget the passenger cars. I did not start earning my own money, with summer and after school jobs, until I was 13. Most of that money went into my "college fund". My own kids worked jobs to help pay for college. NO one had "student loans" to bog them down. None moved back in after schooling was over.
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