The 20A fuses are only to protect the circuit board traces and FET's in the TIU from massive overloads, they're not meant to be a primary means of circuit protection. Since you have to take the TIU apart to change them, they're not meant to be a regularly replaced item. The everyday circuit protection for shorts and overloads should be rated considerably lower, and I'd go no more than 10 amps on a single TIU channel.