It all depends on the engine.
I've had engines rated for O72 that would negotiate nothing less. For example, MTH NYC Niagara, P2a boxcab electric, NH EF3 and EP3 electrics, MTH 2-10-4, etc.
Others with wider curve ratings could negotiate O42 curves. For example, Lionel WP 4-8-2 and MTH NKP 2-8-4, etc.
You can't make general statements; you have to test each.
Then, of course, it depends, too, on how smooth your curves are. Sectional track of any make does not go down perfectly without measuring. Always check the diameter of your curves with a tape measure and sight along the rails to make sure nothing is kinked.
Even better - draw the track centerline on your roadbed first using some sort of trammel/compass. Then fasten down your track following this line.
If your experiences do not seem to match what others have achieved in negotiating curves, check your track.
Jim