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@Steamfan77 posted:

Looking good Ken. Nice smooth running with the additional drop.

Andy

Andy, we've been told to add drops every X feet but I think it depends on the track system you are using, the # of switches and even how new the track is.   I bought some of my Atlas O used but I'm using a lot of new connectors.   MTH DCS operators can send a command to the engine on track to show the track voltage on the remote as it goes around the loop.   I've used this feature on my previous layout to know where I need to add another drop (power connection).

I've added a Lionel TMCC B&O EM-1 to my engine roster now that I have a minimum O72 loop.   To run in command control I got all of the Lionel/MTH components to run TMCC.   Although Legacy offers more features/sounds the models basically look the same.   Adding TMCC to my layout has made a much larger variety of engines available to me.   Not unlike when I got into MTH Premier with PS-1 engines I converted to PS2, the older (early 2000) engines are great values.   For those of you MTH DCS operators who haven't added Orange (or DCS Wifi app) to your Purple collection I hope this video is helpful.

This is a philosophical post.   Yet another weekend has slipped by and all I accomplished on my layout was a video on my TMCC setup.   Layout progress has been stalled ever since I started a new job.   I started the layout between jobs last June.  Its been keeping me busy (even on weekends) but it has made it more affordable for me to expand my collection a bit.   The time spent chasing the $$ is keeping me from pursuing passions like model railroading and cycling.   I'm approaching "early" retirement age (back in the day most retired at my age) and I'm thinking I could do more with less.   Working from home during COVID I learned that I can get work from anywhere (some part-time).   My retirement savings/pensions could pay existing bills.   I see so many of us work until they only have a few years to enjoy their trains, etc.   They may or may not complete their layout.

My Dad worked for the gov't well into his 80's.   Now he's too weak to enjoy his sailboat.  I don't see him as often as I'd like cause I work like 50hrs a week to keep up with younger coworkers.  I work online from moms house once a week but thats not really a visit since I'm busy all day.  If I retire early I'll have less money for stuff.   But I'll have more time to enjoy the stuff I've collected (and more importantly, my family & friends & dogs).  Last year I joined a bicycling club and I just achieved my annual mileage goal of 3000 miles.   I lost 20 lbs in the process and I'm in the best shape I've been in in a decade.  However, my senses aren't as sharp as they used to be and that is adding to my work stress.   I understand now fully why we model in O gauge (easier to see, hear, and manipulate).   As an extrovert (people person), I miss the daily relationships with coworkers that working from home doesn't satisfy.   Another adverse effect of the Pandemic.   So, should I get off the treadmill?   As a longtime forum member, I value your experiences and opinions.

This is a question only you can answer.  I "retired" earlier than I expected because my federal government employer eliminated (technically, reorganized) my position, affecting about 300 other similarly situated people.  We were all supposed to apply for other equivalent positions or take a downgrade and go back to our old positions.  Most were not being selected for the "equivalent" positions, and since I was only 2 years away from normal retirement (the downgrade would neither increase nor decrease my pension at this point), I simply retired.  Best choice I ever made.

I sleep better, spend more time with family and friends, travel more, and generally enjoy life more.  I spend more time with my hobbies, charitable activities, and reading stuff I never had time to read before.  My health wasn't real bad, but I now have time to take better care of myself exercise wise.

BUT, while I've been retired nearly 11 years, I do still miss the work camaraderie.  Many others that I know "tried" retirement and hated it because it seemed like their life lost purpose.  They then either went back to their old jobs, found new "time-filling" jobs, or continued living their lives in retirement misery.

This is why I say only you can answer the question for yourself.  Good luck with your decision.

Chuck

Last edited by PRR1950

Chuck,  thank you for taking the time to read and reply to my post.   Your perspective is exactly the type of response I was looking for.   Not a "you should do this" answer but a life testimonial.   I think that the lack of interpersonal relationships with coworkers/customers is a main reason I don't find my current work as satisfying as when I worked for gov't (I'm a IT consultant now).  The gov't made my dad work from home during the Pandemic (which was healthier) but he really misses his coworkers relationships.   His work was his purpose.  He was unable to successfully transition his knowledge and skills to an online work environment so he retired.   He considers himself "unemployed" not retired now.  I'm glad to hear you are enjoying the extra time afforded by not working full time.   I plan to consult my financial advisor and make sure I could step off.   I also would like to start a coffee shop business with my son who is a "Coffee Master" at Starbucks.   So I guess don't want to stop work entirely, but I would like to have more time with family (thank God they all survived Pandemic) and friends (I lost one to Covid) and to pursue my other interest.

Ken

Ken, as Chuck mentioned, you know what is best for you and what carries more weight or has more meaning for you. I retired from my job in 2018 with the understanding that I would continue to work. I was lucky, and found a much less physically taxing job. I worked throughout the pandemic and started working from home three years ago. I know what you mean about the work atmosphere, but for me the new job didn’t have the same relationships. I do enjoy the work itself, but I find that doing something outside of work, even a small task or accomplishment is more rewarding than before. Maybe age has given me this perspective, I’m not sure. I’m not sure how much longer I’ll work. It’s still strange to think that I won’t be working anymore in the near future, but I have many other interests to fill up my day. Sometimes your first impression or instinct is the right one. Best of luck.

Andy

Ken, I can add in my experience.  In 2015, the company I worked for pushed another early retirement.  My name was picked, and I accepted the retirement, not knowing what I would do since I was only 59.  I was a telecommunications engineer, having been a technician for most of my working years.  I ended up working in an open ended contract for the same company for 3 years until a change in management cancelled the work we were doing.  After being out of work for 6 months, I realized how my skills were with old technology and couldn't find anything.  I took an entry level position at a cable TV company in technical support.  I absolutely hated that job.  I couldn't keep up the pace.  After less than a year, I finally needed knee replacement surgery, and told them I wouldn't be coming back when therapy was done.  Then the pandemic hit.  I ended up signing up for social security.  I then needed lumbar fusion surgery.  By this time my wife was having health problems, so we decided she should retire a year ago.  Money was tight, and I looked at several options, but wouldn't be able to keep up the pace.  My wife turned 62 in June, and we finally decided to take her social security as well, receiving her first payment last week.  I'll be 66 in 2 weeks, and know we are both done working, so we will make due with whatever we have.  We can start taking money from some of our investments if we need too.

I am an advocate of retiring as early as you can unless you have a job you really love and can physically handle it.  None of us knows how much time he or she has left.  Only you can decide since what is good for one isn't good for others.  I wish you well on your decision.

@Obsidian and all,  tough call when its your choice. Usually unpleasant when someone makes it for you.  I am 66+ at this point, still working at a desk job, and looking to "retire" by the end of May 2023, with "terminal leave" it may be the end of February. We have bought a new house to be close to our grandkids and are almost done with this one - fingers crossed the closing goes off without a hitch. For me having been invited to look for other opportunities at 55 (with 32 years of service / retirement eligible) it gave me a perspective I would not have had otherwise. If its time for you to go, then go do something else. Took me 5 months to land at the university and they wanted me there. What a refreshing perspective. 11 years later its time to move on, make room for the next generation and then find new things to learn and experience. Some of our interns are PhD students finalizing their work earning their degree. They are moving on to a new career and new challenges, but so am I, statistically I can expect another 20 to 30 years - wow looks like another career to me - and another opportunity for adventure. Guess what, now I have the time and resources (spent wisely of course)  to do the things I want to and drag a few along for the ride. 

You mention time and money. The money part is something you have to work out and feel comfortable with. Maybe spend less (except on trains of course) work part time, rearrange priorities... then of course there are the health issues, some of which impact what you can do - stories are all over this forum -  and then comes the time. That is our most precious commodity and the most uncertain. Make the time to spend with family and friends - make new friends. Funny, my grandkids triggered my getting back into model trains and ultimately finding this forum. So model railroading is certainly in the picture and railfanning and, well, who know what other doors will open for a new adventure. 

Best to all ... Jeff

@Mark Boyce posted:

Ken, I can add in my experience.  In 2015, the company I worked for pushed another early retirement.  My name was picked, and I accepted the retirement, not knowing what I would do since I was only 59.  I was a telecommunications engineer, having been a technician for most of my working years.  I ended up working in an open ended contract for the same company for 3 years until a change in management cancelled the work we were doing.  After being out of work for 6 months, I realized how my skills were with old technology and couldn't find anything.  I took an entry level position at a cable TV company in technical support.  I absolutely hated that job.  I couldn't keep up the pace.  After less than a year, I finally needed knee replacement surgery, and told them I wouldn't be coming back when therapy was done.  Then the pandemic hit.  I ended up signing up for social security.  I then needed lumbar fusion surgery.  By this time my wife was having health problems, so we decided she should retire a year ago.  Money was tight, and I looked at several options, but wouldn't be able to keep up the pace.  My wife turned 62 in June, and we finally decided to take her social security as well, receiving her first payment last week.  I'll be 66 in 2 weeks, and know we are both done working, so we will make due with whatever we have.  We can start taking money from some of our investments if we need too.

I am an advocate of retiring as early as you can unless you have a job you really love and can physically handle it.  None of us knows how much time he or she has left.  Only you can decide since what is good for one isn't good for others.  I wish you well on your decision.

Thank you so much for your reply.   I really appreciate you sharing you health issues since my deteriorated senses is a factor in my decision making.  I am "only" 59 but I have been working full time since I was 25 and I have over 35 years of gov't and consultant service.  I left my gov't job for a much higher paying contract position with another local gov't.   When COVID hit and revenues fell short, contract staff were released.   Luckily I found more work within a couple of months with a Turkish-based company serving a local utility.  Problem was they offered no benefits (including retirement) since unlike the US, Turkish citizens get state medical and retirement.   Next job was very technical and I had a hard time keeping up.   So if my career could be described as a cross country airplane flight its been pretty uneventful.   However, my destination airport is fogged in, and there is a strong cross wind on approach.   I'd like to stay aloft and divert to another airport with better weather but I'm low on fuel and I'm having technical issues.   That said the forecast is improving and other pilots (you guys) are reporting safe landings.   I'm looking forward to getting on the ground (retiring) and riding (playing with) the trains into (my layouts) town.

Winter is coming and I should be able to trade some of my outdoor cycling time for indoor layout building time.   Perhaps once I find a better work/life balance my retiring urges will subside.   I missed York, but went for a ride and took my wife to a black tie gala.

Balancing.

Ken 

My retirement strategies: Save as much as possible in a retirement account while you are working. Pay cash wherever you can, like for a car. Pay your credit card bills in full every month. Pay down your mortgage with extra principal payments. Aim to be debt-free by the time you retire. Apply for Social Security as soon as you reach "full retirement age". Reduce your living expenses so you can live on your pension and Social Security, and avoid dipping into your savings as much as possible in retirement.

I've been retired 7 years.

Oh, and I'm enjoying following your progress.  I've found that I have an easier time modelling when I have a specific scene or location in mind.

Last edited by West Side Joe

My retirement strategies: Save as much as possible in a retirement account while you are working. Pay cash wherever you can, like for a car. Pay your credit card bills in full every month. Pay down your mortgage with extra principal payments. Aim to be debt-free by the time you retire. Apply for Social Security as soon as you reach "full retirement age". Reduce your living expenses so you can live on your pension and Social Security, and avoid dipping into your savings as much as possible in retirement.

I've been retired 7 years.

Oh, and I'm enjoying following your progress.  I've found that I have an easier time modelling when I have a specific scene or location in mind.

I did 100% the same here, and have also been happily retired for about the same length of time.

Good advice for those not yet retired

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